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Num contexto em que as taxas de juro continuam a influenciar fortemente a prestação da casa, cada vez mais portugueses estão a procurar soluções para reduzir encargos com o crédito à habitação.
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Nos últimos anos, a forma como os portugueses procuram financiamento, sobretudo crédito habitação, tem vindo a mudar.
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O recente episódio de mau tempo em Portugal trouxe consequências que vão muito além dos danos visíveis.
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Agent Maxfinance near you!
Complementary information to the Credit Intermediation activity
Rua Custódio Vila Boas, nº36
4700-374 Braga
Portugal
Rua Custódio Vila Boas, nº36
4700-374 Braga
Portugal
Civil Liability
Mortgage Credit
2523749 - HISCOX, SA
Valid from until
Consumer Credit
2550428 - HISCOX, SA
Valid from until
Lenders with a binding agreement
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ABANCA PORTUGAL S.A.
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BANKINTER, SA - SUCURSAL EM PORTUGAL
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BANCO BPI, SA
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Caixa Central de Crédito Agrícola Mútuo
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CAIXA GERAL DE DEPÓSITOS, SA
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BANCO CTT, SA
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NOVO BANCO, SA
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BANCO SANTANDER TOTTA, SA
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UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
Conflict Resolution Centres
- CIAB - Centro de Informação, Mediação e Arbitragem de Consumo
- TRIAVE - Centro de Arbitragem de Conflitos de Consumo do Ave Tâmega e Sousa
Value restriction
The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.
Supervisory Entity
Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )
Mortgage and consumer credit related services
- Presentation or proposal of consumer credit agreements
- Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
- Conclusion of credit agreements with consumers on behalf of creditors
- Consultancy services
Make a complaint
In the event of a complaint, it must be submitted in the following ways:
- By filling in the complaints booklet, available at www.livroreclamacoes.pt
- Directly to the Bank of Portugal, by letter or via the website www.livroreclamacoes.pt
- Complaints can also be made in person at the company's address.